Privacy Policy & Legal Disclaimer

David D’Arcangelo and Destiny Strategies, Inc are licensed life insurance agents
in many states including but not limited to
California: Destiny Strategies Inc. – license #0H79352

No portion of the site may be copied, published or distributed in any manner for any purpose without prior written authorization of the owner. Disclosure: The information provided on this website is not intended as tax or legal advice. Consult with your tax and/or legal professional for details regarding your specific situation.

Needs can vary greatly from person to person and can rely on personal preference and budget constraints. If you are unsure what type of insurance is best for you, consulting with a life insurance agent can help. No matter what type of policy you choose, life insurance is an important aspect of planning your finances and protecting the financial future of both you and your loved ones. For more information on specific life insurance policies, click on the links on this page.

David D’Arcangelo, Destiny Strategies, Inc. and related parties do not underwrite any insurance policies described herein. The licensed insurance company underwriting these products are responsible for their own financial condition and contractual obligations.
As insurance agents we are the representatives of the insurance companies. Our services are provided at no cost to you. When you purchase insurance through us, we receive compensation from the insurance company that issues the policy. This compensation may include commissions when a policy is purchased or renewed, and fees for marketing and administrative services and educational opportunities. The compensation may vary by insurer and the specific product and features purchased. We may be entitled to receive bonuses and incentive trips or prizes associated with sales or sales performance. The products we offer may vary based on factors such as face amount, customer age, health status and other considerations.

Our recommendation(s) of insurance coverage may not necessarily be the lowest rate alternative(s) available or the best alternative(s) for your individual needs. In identifying and recommending insurance products to you, we consider a variety of factors in addition to the premium rates and your personal information; including the insurer’s credit rating, the insurer’s reputation for service and claims settlement, the features of the policy, and agent commissions and fees received by us.

The material described on this website is provided for informational purposes only. This material is intended solely to provide a general overview of the types of products and range of services available. We makes no representation as to the financial or other suitability of any product described on this website for any particular person. In order to evaluate whether a particular product is suitable for your financial needs, you should obtain professional help. The products referenced on this website have restrictions, limitations, and terms regarding coverage and may not be available in all states or other jurisdictions. For complete details concerning coverage and product availability in your state, please call the phone number below.

If you have any questions, please contact us at:

Phone: 866-255-8168

Privacy Policy

What information do we collect?

We collect information from you when you place an order.

When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.

What do we use your information for?

Any of the information we collect from you may be used in one of the following ways:

; To personalize your experience
(your information helps us to better respond to your individual needs)

; To improve our website
(we continually strive to improve our website offerings based on the information and feedback we receive from you)

; To improve customer service
(your information helps us to more effectively respond to your customer service requests and support needs)

; To process transactions

Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.

; To send periodic emails

The email address you provide for order processing, will only be used to send you information and updates pertaining to your order.

Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.

How do we protect your information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Payment gateway providers database only to be accessible by those authorized with special access rights to such systems, and are required to?keep the information confidential.

After a transaction, your private information (credit cards, social security numbers, financials, etc.) will not be kept on file for more than 60 days.

Do we use cookies?

Yes (Cookies are small files that a site or its service provider transfers to your computers hard drive through your Web browser (if you allow) that enables the sites or service providers systems to recognize your browser and capture and remember certain information

We use cookies to help us remember and process the items in your shopping cart.

Do we disclose any information to outside parties?

We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.

Online Privacy Policy Only

This online privacy policy applies only to information collected through our website and not to information collected offline.

Your Consent

By using our site, you consent to our websites privacy policy.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Contacting Us

If there are any questions regarding this privacy policy you may contact us using the information below.
8910 University Center Lane, Suite 425
San Diego, CA