About the Book
The Secret Asset — The Greatest Asset You Don't Already Own, Don't Own Enough Of, or Own Incorrectly
What Is The Secret Asset?
The Secret Asset is a groundbreaking book by David D'Arcangelo that reveals how America's wealthiest families have quietly used investment-grade life insurance as one of their most powerful financial tools — and how you can too. Through the story of Big Mike and the D'Arcangelo family, David shows how they collectively made over $150 million using this little-known strategy.
This is not your grandfather's life insurance. Investment-grade life insurance is a sophisticated financial vehicle that the wealthy have used for generations to grow tax-deferred wealth, create tax-free retirement income, and pass on a lasting legacy — all while maintaining the protection of a life insurance policy.
What You'll Learn
The Tax-Free Retirement Strategy
How to use IRS code section 7702 to grow investments tax-deferred and withdraw income completely tax-free — legally and by design.
The Gift Strategy for Children
How to use your annual gift tax exclusion to fund a tax-free retirement income of up to $1.4 million per year per child for 15 years.
Zero-Cost Premium Policies
How to lock in joint-life policies with just one premium payment and no premiums for up to 20 years — with 100% money-back bail-out at year 15.
Pension Rescue
How to rescue your pension money from the IRS, which could otherwise claim up to 70% of your hard-earned retirement savings.
The Family Story
How Michael D'Arcangelo put away $50,000 per year for 20 years and withdrew an estimated $432,000 annually tax-free for 15 years — $6.4 million total.
Live, Die or Quit — You Win
Why investment-grade life insurance is the only financial vehicle where you win no matter what happens — growth, death benefit, or surrender value.
Inside the Book
- Chapter 1The Secret Nobody Talks About
- Chapter 2How the Wealthy Really Use Life Insurance
- Chapter 3The Math That Changes Everything
- Chapter 4Tax-Free Retirement Income
- Chapter 5The Gift Strategy
- Chapter 6Rescuing Your Pension
- Chapter 7Zero-Cost Premium Strategies
- Chapter 8Building a Legacy